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Kerala State Cooperative Agricultural and Rural Development Bank

KSCARDB
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Platinum Jubilee Year

Empowering Kerala's Agriculture

Providing sustainable financial solutions for farmers, rural housing, and comprehensive agricultural development across the state.

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Live Interest Rates: Long‑Term Agri Loans – 8.5% | Fixed Deposits – 7.5% | Plantation Development – 8.25% | Rural Housing – 8.75%Live Interest Rates: Long‑Term Agri Loans – 8.5% | Fixed Deposits – 7.5% | Plantation Development – 8.25% | Rural Housing – 8.75%

Scheme & Subsidy Matchmaker

Find the right agricultural finance options and subsidies for your profile.

Agri‑Loan EMI Calculator

Plan your finances with accounting for grace periods specific to agricultural cycles.

₹5,00,000
8.5%
10 Years
1 Years

Grace period before repayment begins. Interest accrues during this time.

Monthly EMI₹7,204
Principal: ₹5,00,000
Total Interest: ₹2,78,037

Branch Locator

Find your nearest KSCARDB Taluk branch.

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KSCARDB Branch Network – 0 Districts, 0 Taluks